With the increase in severe weather and the rise of roofing storm damage, many Florida homeowners are facing serious challenges keeping their homes and roofs protected.
Insurance premiums are skyrocketing and some homeowners are even being dropped from their policies because their roofs are in poor condition, making their homes an insurance risk.
That is what happened to one Clermont couple who was dropped by their homeowner's insurance company without even being given the chance to resolve the situation.
Fortunately, the roofers at APC Roofing in Clermont were able to help.
Florida Homeowners Insurance Rates Among The Highest In the Country
Florida is one of the states most impacted by roofing and other storm damage.
In the last half-century, the state has experienced nearly 400 significant storms and hurricanes and suffered over $1 billion in property damage.
With storm prevalence and the chance of damaged roofs increasing every year, homeowner’s insurance carriers have been forced to raise their premium rates to keep providing coverage in the state.
Today, homeowners in coastal and central Florida pay some of the highest homeowners insurance premiums in the country due to this increased exposure to damaging hurricanes and storms.
Florida homeowners now pay up to $4,000 more annually in premiums than do owners of comparable homes in many other states.
Florida Insurance Companies Are Dropping Customers Over Roofing Concerns
As if ever-increasing homeowners insurance premiums were not bad enough, many Florida companies have also increased their coverage criteria, especially where roofing is concerned.
Many homeowners are now finding themselves suddenly dropped from their homeowner's policies because either their homes require roofer repair or their roofs are considered too old to withstand the local storms.
It is a problem that the Thompsons, a long-time Clermont couple, just experienced and right at the start of storm season.
Sadly, a loss of homeowners insurance due to roofing problems is becoming a widespread issue leaving many homeowners scrambling to get a new roof installed and find new homeowners insurance.
APC Roofing Helps Clermont Couple Get Back On Their Feet With A New Roof
Though they have been a customer of their insurance agency for nearly fifty years, the Thompsons were dropped because their roofing was too damaged to insure and yet had experienced financial challenges trying to finance a new one.
It has become a Catch-22 situation for many Floridians, leaving them caught between the cost of a new protective roof and losing their homeowner’s coverage, putting their entire home and all of their belongings at risk.
The roofers at APC Roofing learned of their plight and were able to help in a remarkable way.
In conjunction with the GAF company, APC Roofing was able to gift a roof replacement to this very deserving couple, who are loved within their neighborhood, so they will once again be able to get their home insured by a new company.
APC Roofing Gives Back to the Community
Roofing problems can affect much more than just the roof over a home, especially in Florida, where severe storms and hurricanes are so prevalent.
The experienced and compassionate roofers at APC Roofing are here to help local homeowners assess the readiness of their installations and take the steps necessary to prepare for hurricane season.
APC supports the local community by giving back and by providing certified, experienced roofing services to ensure their customers can make it through the storms safely and satisfy the requirements of local insurance carriers, too!
