A hailstorm doesn’t stop at the shingles. Once the ice melts off the lawn, you might find dented gutters, cracked siding and chipped trim, plus a roof you can’t get a good look at from the ground. Then there’s the insurance company asking for an estimate, and you’re not sure what it should include.

Blue tarp over storm damage on a shingle roof

Our specialty roofing services in the Denver metro area cover the work around the main roof job. That’s repairing the siding, fascia and soffits that took the same beating as the roof, documenting hail and wind damage for your insurance claim, and financing a repair or replacement through a lending partner. You want the whole house looked at, and you want straight answers about what’s wrong.

APC Roofing is a GAF Certified roofing contractor, licensed and insured, and in business since 2017. Inspections and estimates are free. Call 720-902-6940 to set one up.

Hail claim documentation in the Denver metro area

Hail season along the Front Range runs mostly from spring through late summer. Storms build over the foothills in the afternoon and push east across the metro, sometimes dropping hail on one side of a neighborhood and missing the other. On asphalt shingles, hail knocks off granules and can crack the mat underneath without leaving anything you’d notice from the yard. The strong sun at this altitude then wears down those bruised spots faster.

If you think a storm damaged your roof, here’s how the work splits up. You file the claim with your insurance company, and you pay your deductible. We inspect the roof, document the damage with photos and measurements, write an estimate and work with your adjuster so the damage is clearly accounted for. What your policy covers is up to your insurer.

Be wary of anyone who offers to waive or cover your deductible. That offer turns up a lot after a big hailstorm, and it’s a good reason to keep looking for a roofer.

For the full step-by-step, see insurance roof claims in Denver. If you already know hail is the cause, our page on hail damage roof repair explains what we look for.

Gutters, siding, fascia and soffits after hail

The roof gets most of the attention, but hail hits everything on the outside of the house. Aluminum gutters and downspouts dent, and a dented gutter doesn’t drain the way it should. Vinyl siding can crack or split, especially on the side of the house that faced the storm. Painted wood trim chips, and once bare wood is exposed, moisture gets in.

Winter adds its own wear. Snow melts on a sunny afternoon, refreezes at the eaves overnight, and the ice in the gutters adds weight and pushes water back behind them into the fascia. A few seasons of that and the fascia starts to soften and pull away.

We install rain gutters and repair or replace damaged siding, fascia and soffit. If you’re filing a claim, ask for an inspection that covers the gutters and siding along with the roof, so your estimate reflects everything the storm actually hit.

Roof financing for Denver-area homeowners

A roof replacement is a big bill, and hail doesn’t check your calendar first. Financing lets you spread the cost out instead of putting off a repair while a damaged roof keeps aging.

Financing is available through four lending partners: Aqua Finance, Fortifi, Hearth and Home Run Finance. Each one reviews your application and sets its own rate and term, so we can’t quote you a payment. Get your written estimate first, then compare offers with a clear number in hand. The roof financing in Denver page covers what to ask a lender.

Specialty roofing services in the Denver metro area start with an inspection

A claim, a loan and a gutter replacement all depend on the same thing: knowing what’s actually damaged. A roof inspection covers the whole roof and the edges of the house, and you get photos of what was found.

Not every storm leaves damage worth a claim. If the hail was small or the roof held up, you’ll hear that, and you can decide what to do with no pressure.

How it works with APC Roofing

  1. Book your free inspection. Call 720-902-6940 or request a free estimate online.
  2. Get a clear, honest assessment and estimate. You’ll see photos of the roof, gutters and siding, hear whether it’s a repair or a replacement, and get a written estimate you can share with your adjuster or a lender.
  3. Your roof gets done and the site gets cleaned up. Many residential projects are finished in a single day.

Hail damage often doesn’t leak right away. Bruised shingles keep shedding granules over the next few seasons, and your policy may set a deadline for reporting storm damage. Getting the roof checked this season keeps both problems smaller.

Questions Denver-area homeowners ask

Does hail damage always mean a new roof?

No. Light hail may leave the roof sound, or call for a repair. A replacement makes sense when the damage is spread across the roof. The inspection photos will show which one you’re looking at.

Will you look at my gutters and siding too?

Yes. Ask for it when you book. Hail damage on gutters, downspouts and siding is easy to miss if only the roof gets checked.

Who files the insurance claim?

You do. You file the claim and pay your own deductible. We document the damage, write the estimate and work with your adjuster.

Can I finance gutter or siding work along with the roof?

Ask when you get your estimate. What a lender will cover depends on the lender and the project.

Book your free inspection in the Denver metro area

Call 720-902-6940 or book online. You can see the rest of our work on the Denver metro area roofing page.

The goal is simple: a roof and gutters that handle the next storm, a claim or payment plan you understand, and no surprise bill at the end. Trust matters.